Remote Mortgage VA Underwriter
REC10020410 Remote / Telework
Updated 2w ago
Positions 30
Type Direct Hire
Salary $43 - $57/hour
2-5 years
Green Card ,US Citizen
60 days
90 days

Job description

*Update: The client is now only looking for VA underwriters.

Job Description:

  • Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis.
  • Underwrite loans that adhere to underwriting policy and procedures as well as adhere to the investor guidelines, policies and procedures.
  • Additionally, responsible to answer questions, and assist with problem-solving with underwriting staff, respond to both internal and external QC audit findings in a timely and proficient manner.

Salary Structure: Up to $115-$120K/year; paid hourly.

  • Bonus: 10 files per week with $150/per file bonus currently but normally it's $70-$100/per file.
  • Sign-On: $7500-15k; half on the first check, remainder at 90 days; 1-year retention

Essential Duties and Responsibilities:

  • Underwrite a minimum of 2 loans per day and complete outstanding conditions in a timely manner.
  • Review file for accuracy and completeness according to the Underwriter Checklist, APMC guidelines, and investor/agency guidelines.
  • Run files through Quality Control tools.
  • Communicate effectively with processors and loan officers on the status of loan files and conditions.


  • FHA experience preferred, not required
  • VA experience required
  • The ideal candidate will have at least 3 years of underwriting experience with the above program designations.
  • Strong coordination, organization, teaming, and communication abilities.
  • Provide excellent customer service to both internal and external customers.
  • Works well individually or in a group setting.
  • Ability to manage time and priorities.
  • Ability to work under pressure and time constraints.
  • Ability to effectively communicate both verbally and in writing.
  • Detail-oriented.
  • Ability to analyze an issue and determine best approach for a solution.
  • General experience and understanding of the following products:
    • Encompass 360 – Banker’s Edition
    • Mortgage Builder
    • Microsoft Word and Excel
    • Outlook
    • Internet navigation
  • Authority to underwrite CONV and when designated authority is authorized, USDA and/or Jumbo products to APMC or investor guidelines
  • Commitment to company values, policies and procedures
  • Excellent interpersonal communication skills
  • Customer Service – the ability to provide and maintain effective and positive communication
  • Adaptability – an ability to quickly learn new or different techniques, products and computer programs
  • Problem Solving – an ability to effectively analyze and resolve problems at a functional level
  • This person must live our culture every day! (Respect, Transparency, Scrappy)
  • Other duties as assigned


***Notes for Recruiter

15% fee under $100k; 10% over $100k;

Questions from the employer

You will be required to answer the following questions when submitting a candidate to this job
  • How frequently during the day do you communicate with borrowers? Processors?
  • What is your salary expectations?