Remote Senior Mortgage Underwriter

Remote / Telework
NA, NA, United States

SNAPSHOT

  • Direct Hire
  • 1
  • Never
  • 2-5 years
  • Green Card, US Citizen

Pay Details

$50-65k + $30-100/file

Job Description

Salary Structure: $50K - $65K/year + $30-$100/file.

Locations: Dallas, Houston, San Antonio, Austin, TX (or remote) 

Key Responsibilities

  • Service-focused with excellent time-management, multi-tasking skills, and keen attention to detail.
  • Underwrite FHA, VA, Conventional conforming and Conventional non-conforming mortgage loans following company, investor, and government standards.
  • Evaluate credit/employment history, and financial status of mortgage loan files to determine credit worthiness in compliance with requirements.
  • Analyze loan documentation such as credit reports, verification of employment, paystubs, verification of deposit, tax returns, bank statements, appraisals, and all other supporting documentation provided.
  • Ensure compliance with federal agencies including FNMA, FHLMC, HUD, and VA
  • Other duties as assigned by management.

Requirements

  • 3-5 years' experience as a senior level residential mortgage underwriter
  • Experience with FHA, VA, and Conventional conforming and non-conforming loans.
  • DE designation is essential.
  • VA LAPP / SAR designations a plus.
  • Knowledgeable in investor overlay and researching such guidelines.
  • Excellent appraisal analysis skills.
  • Knowledge of current FNMA, FHLMC, HUD, VA, and investor guidelines.
  • Strong analytical decision-making and problem-solving abilities.
  • Aptitude for maintaining professional relationships with coworkers.
  • Excellent verbal and written communication skills.
  • Encompass LOS familiarity.

Questions from the employer


You will need to answer the following questions when you apply to this job.

  • How frequently during the day do you communicate with borrowers? Processors?
  • What is your salary expectations?