Credit Authorizers, Checkers, and Clerks helps professionals in credit authorizer, checkers, or clerk careers find better opportunities across all specialties and locations.

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Also known as:  Charge Authorizer, Commercial Credit Reviewer, Credit Authorizer, Credit Charge Authorizer, Credit Checker, Credit Investigator, Credit Processor, Credit Rating Checker, Credit Reference Clerk, Credit Report Checker


Companies know that extending credit is risky business. Credit authorizers, checkers, and clerk work to reduce the risk.

Credit clerks assemble the documents and process the transactions for people applying for loans or credit. Checkers verify what people put down on applications forms. By p ...
hone or computer, checkers contact banks, credit bureaus, and other sources for facts about an applicant's earnings, spending, and bill-paying.

Authorizers decide whether to approve or deny the request for a credit account or for a new charge to an existing line of credit. They assess credit histories for accounts that are past due, overextended, or in some way invalid.

People in this field generally work a standard 40-hour week in an office, but shifts can include nights and weekends and may be part-time. You may need to be able to handle the pressures of occasionally dealing with unpleasant people.

Although the use of credit is growing, opportunities in this field are not. Computers are streamlining many checking and authorizing functions. Credit workers usually need only a high school education for an entry level position, so you can expect plenty of competition for these jobs.

Talents that will make you stand out include fluency in another language, especially Spanish, good typing and computer skills and a solid grasp of business math. This is a career where a job done well is certainly a "credit" to your company.
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data; determine credit worthiness; process applications; and notify customers of acceptance or rejection of credit.
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