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James Garvey

James Garvey is the CEO at credit-building app Self Lender. Specialists in credit-builder loans since 2014, James and Self Lender have helped hundreds of thousands of people get started with credit online in all 50 states.
https://www.selflender.com/

Get Hired April 8, 2019
Applicant Rights: What Candidates Should Know About Employer Credit Checks

Background and credit checks are scary parts of the job application process. Even if you have no reason to fear what an employer might find, it's unsettling to have someone comb through your personal information. As a candidate, however, you should know you're not completely at the mercy of the employer in this situation. You have rights, and failure to respect those rights can land...

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Get Hired March 22, 2019
Can You Get a Good Job With a Bad Credit History?

When you have bad credit, it can feel like you're a second-class citizen. The only debt products available to you are typically predatory and high interest, while a mortgage is pretty much off the table entirely. You may have trouble being approved for a rental, and utility companies might require a deposit to set up your account. As if that weren't enough, bad credit can also affect your...

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Inside Recruiting March 13, 2019
What Employers Need to Know About Credit Checks and the FCRA

Hiring quality employees is about collecting quality information. Before you can decide whether a candidate is right for your company, you need to know about their experience, their education, and their aspirations; you need to know about their strengths and weaknesses, their motivations, and the kind of person they are. Most of that information can be learned from applications, resumes,...

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Get Hired February 12, 2019
Can Your Credit Score Affect Your Employment?

Having bad credit can make it difficult to get approved for a loan or a credit card — but in some cases, it can also prevent you from getting a job. According to a 2018 National Association of Professional Background Screeners study, 47 percent of employers run credit or financial background checks on candidates. Whether or not you'll be one of those candidates depends on the type of...

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